Ibaruwa y'inguzanyo ni iki?

Ibaruwa y'inguzanyo bivuga icyemezo cyanditse cyatanzwe na banki kubohereza ibicuruzwa hanze (ugurisha) bisabwe nuwatumije ibicuruzwa (umuguzi) kugirango yishyure ibicuruzwa. Mu ibaruwa y'inguzanyo, banki yemerera kohereza ibicuruzwa mu mahanga gutanga fagitire y'ivunjisha itarenze amafaranga yagenwe na banki yayobowe cyangwa banki yagenwe nk'uwishyuye mu bihe biteganijwe mu ibaruwa y'inguzanyo, no kugerekaho ibyangombwa byoherezwa nk'uko bisabwa, no kwishyura ahabigenewe ku gihe wakiriye ibicuruzwa.

Uburyo rusange bwo kwishyura ukoresheje ibaruwa yinguzanyo ni:

1. Impande zombi zitumiza mu mahanga n’ibyoherezwa mu mahanga zigomba kwerekana neza mu masezerano yo kugurisha ko ubwishyu bugomba gutangwa hakoreshejwe ibaruwa yinguzanyo;
2. Uwatumije mu mahanga atanga icyifuzo cya L / C muri banki giherereyemo, yuzuza ibisabwa kuri L / C, kandi yishyura inguzanyo runaka kuri L / C cyangwa atanga izindi ngwate, maze asaba banki (itanga banki) gutanga L / C kuhereza ibicuruzwa hanze;
3. Banki itanga itanga ibaruwa y'inguzanyo hamwe n’ibyoherezwa mu mahanga nk’abagenerwabikorwa hakurikijwe ibikubiye mu gusaba, kandi ikamenyesha uwatumije mu mahanga ibaruwa y'inguzanyo ibinyujije muri banki yayo cyangwa banki yandikirana aho ibicuruzwa byoherezwa mu mahanga (hamwe na banki itanga inama);
4. Nyuma yo kohereza ibicuruzwa hanze no kubona ibyangombwa byoherezwa bisabwa n’urwandiko rw’inguzanyo, byumvikanisha inguzanyo na banki iherereye (birashobora kuba banki itanga inama cyangwa andi mabanki) hakurikijwe ibiteganywa n’urwandiko rw’inguzanyo;
5. Nyuma yo kuganira ku nguzanyo, banki yumushyikirano izerekana amafaranga agomba kumvikana ku gikombe cy'urwandiko rw'inguzanyo.

Ibiri mu ibaruwa y'inguzanyo:

Gusobanura ibaruwa y'inguzanyo ubwayo; nk'ubwoko bwayo, imiterere, igihe cyemewe n'ahantu birangirira;
Ibisabwa ku bicuruzwa; ibisobanuro ukurikije amasezerano
Spirit Umwuka mubi wo gutwara
Ibisabwa ibyangombwa, aribyo inyandiko zimizigo, ibyangombwa byubwikorezi, ibyangombwa byubwishingizi nibindi byangombwa;
Ibisabwa byihariye
IssGutanga amabanki ashinzwe banki kubagenerwabikorwa nabafite umushinga wubwishingizi bwo kwishyura;
Certificate Impamyabumenyi nyinshi z’amahanga zashyizweho ikimenyetso: “Keretse niba byavuzwe ukundi, iki cyemezo gikemurwa hakurikijwe Urugaga mpuzamahanga rw’ubucuruzi“ gasutamo imwe n’imikorere yo gutanga inguzanyo ”, ni ukuvuga ICC yatangajwe No 600 (“ ucp600 ″) ”;
⑧T / T Ingingo yo Kwishura

Amahame atatu yinzandiko yinguzanyo

PrinciplesIhame ryigenga rishingiye kubikorwa bya L / C.
LetterIbaruwa y'inguzanyo ihuye neza n'ihame
RAmahame y'ibidasanzwe kuri L / C Uburiganya

Ibiranga:

Ibaruwa y'inguzanyo ifite ibintu bitatu biranga:
Ubwa mbere, ibaruwa yinguzanyo nigikoresho cyihagije, ibaruwa yinguzanyo ntabwo yometse kumasezerano yo kugurisha, kandi banki ishimangira icyemezo cyanditse cyo gutandukanya ibaruwa yinguzanyo nubucuruzi bwibanze mugihe cyo gusuzuma inyandiko;
Iya kabiri ni uko ibaruwa y'inguzanyo ari inyandiko yuzuye, kandi ibaruwa y'inguzanyo ni ubwishyu ku nyandiko, bitagengwa n'ibicuruzwa. Igihe cyose ibyangombwa bihuye, banki itanga igomba kwishyura nta shiti;
Icya gatatu ni uko banki itanga ishinzwe imyenda y'ibanze yo kwishyura. Ibaruwa y'inguzanyo ni ubwoko bw'inguzanyo ya banki, ni inyandiko y'ingwate ya banki. Banki itanga ifite inshingano zambere zo kwishyura.

Ubwoko:

1. Ukurikije niba umushinga uri munsi yinzandiko yinguzanyo uherekejwe nimpapuro zo kohereza, igabanijwemo ibaruwa yinguzanyo ninyandiko yinguzanyo yambaye ubusa.
2. Hashingiwe ku nshingano za banki itanga, irashobora kugabanywamo: ibaruwa yinguzanyo idasubirwaho ninzandiko yinguzanyo isubirwamo;
3. Ukurikije niba hari indi banki yemeza ko yishyuwe, irashobora kugabanywamo: ibaruwa yinguzanyo yemejwe ninzandiko yinguzanyo idasubirwaho.
4. Ukurikije igihe gitandukanye cyo kwishyura, irashobora kugabanywamo: ibaruwa isaba inguzanyo, ibaruwa yinguzanyo hamwe ninzandiko yo gukoresha ibinyoma
5. Ukurikije niba uburenganzira bw'uwagenerwabikorwa ku ibaruwa y'inguzanyo bushobora kwimurwa, bushobora kugabanywamo: ibaruwa y'inguzanyo ishobora kwimurwa n'inzandiko y'inguzanyo idashobora kwimurwa;
6. Ibaruwa yinguzanyo itukura
7. Ukurikije imikorere yibimenyetso, irashobora kugabanywamo: ibaruwa yinguzanyo ya folio, ibaruwa yinguzanyo izenguruka, ibaruwa yinguzanyo isubira inyuma, ibaruwa yinguzanyo / ibaruwa yinguzanyo, ibaruwa isaba inguzanyo
8. Ukurikije ibaruwa yinguzanyo izenguruka, irashobora kugabanywamo: kuzunguruka mu buryo bwikora, kudahindura byikora, igice cyikora